Money Laundering Reporting Officer

The Money Laundering Reporting Officer (MLRO) leads and
oversees the organization’s anti-money laundering (AML) and counter-terrorist
financing (CTF) compliance framework, ensuring compliance with applicable UK
and EU regulatory requirements. As the principal point of responsibility for
AML, CTF and financial crime matters, the MLRO has the independence and
authority to identify, assess, escalate, and report financial crime risks for
the UK and EU, and manage an AML team. The MLRO partners with senior
management, the Board, Legal, Compliance, and business teams to maintain an
effective AML program, provide regulatory oversight, and promote a strong
culture of compliance.

Essential responsibilities

• Lead and maintain the organization’s AML and CTF framework
  across the UK and EU, ensuring policies, procedures, systems, and controls
  remain current, effective, and aligned with applicable regulatory requirements

• Own and periodically update money laundering and terrorist
  financing risk assessments; establish appropriate Know Your Customer (KYC),
  Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), PEP and sanctions
  standards

• Oversee ongoing monitoring and suspicious activity
  detection, investigation, escalation, and reporting processes, including
  determining when Suspicious Activity Reports (SARs) or other regulatory
  notifications are required

• Serve as the primary point of contact for regulators and
  law enforcement on AML matters and coordinate responses to regulatory
  examinations, inquiries, investigations, and information requests

• Regularly report material AML risks, issues, regulatory
  developments, control deficiencies, remediation activities, and overall program
  effectiveness to senior management and the Board

• Monitor adherence to AML policies and controls and conduct
  or oversee annual AML reviews and program testing, ensuring identified
  deficiencies are appropriately remediated

• Oversee AML training and awareness programs to ensure
  relevant employees, management, and stakeholders understand their
  responsibilities and maintain an appropriate culture of compliance

• Manage an AML team in the UK and the Netherlands and
  coordinate UK and EU AML activities, including delegated responsibilities,
  escalation processes, and jurisdiction-specific compliance requirements

• Ensure appropriate records of AML risk assessments, due
  diligence, investigations, regulatory filings, monitoring, testing, and
  compliance decisions are maintained in accordance with applicable requirements

Required qualifications

• Bachelor’s degree in Business, Finance, Economics, or
  equivalent combination of education and experience

• Ten years of relevant experience in AML, financial crime
  compliance, regulatory compliance, risk management, legal, audit, or a related
  field

• Five in AML/financial crime compliance and demonstrated
  experience operating at a senior level

• Strong working knowledge of UK AML and CTF laws,
  regulations, and regulatory expectations

• Working knowledge of relevant EU AML requirements and the
  ability to oversee AML compliance activities across UK and EU operations

• Knowledge of relevant Financial Conduct Authority (FCA)
  requirements, guidance, and expectations, where applicable

• Experience developing and maintaining money laundering and
  terrorist financing risk assessments

• Strong knowledge of KYC, CDD, EDD, PEP, sanctions, ongoing
  monitoring, and suspicious activity reporting requirements and processes

• Experience managing a team of AML professionals

• Experience developing, implementing, reviewing, and
  testing AML compliance programs and controls

• Experience interacting with regulators, law enforcement,
  auditors, and senior stakeholders

• Experience preparing and presenting AML risk and
  compliance reporting to senior management and/or Boards

• Ability to interpret regulatory requirements and translate
  them into effective operational policies, standards, procedures, and controls

• Relevant AML, compliance, legal, or financial crime
  qualifications are desirable but may not be required where the candidate
  demonstrates sufficient knowledge and experience

Preferred qualifications

• Experience serving as an MLRO, Deputy MLRO, or in a
  comparable senior AML role

Working conditions

• Reliable attendance and adherence to an agreed-upon work
  schedule are essential

• Ability to work at assigned office or remote location, as
  applicable

• Typical office environment with moderate noise (e.g.,
  printers, phones, light traffic)

GENERAL STATEMENT

This description outlines the general
nature and responsibilities of the role. It is not intended to be a comprehensive
list of all duties, responsibilities, or qualifications. The company may modify
job responsibilities as necessary. Employees are expected to follow company
policies and model professional behavior.