The YWCA Retirement Fund (YWCARF) is a nonprofit organization dedicated to supporting the long-term financial well-being of employees serving YWCAs across the United States. Established to provide a stable and reliable retirement solution, YWCARF offers a defined contribution retirement plan tailored to meet the unique needs of YWCA staff.

Our mission is to ensure that those who dedicate their careers to empowering women and eliminating racism through the YWCA have access to a secure and dignified retirement. With decades of experience and a deep commitment to service, we work closely with YWCA associations to provide retirement planning resources, education, and personalized support.

At YWCARF, we believe that investing in those who serve others is essential to building stronger communities.

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